Alternatives to PayPal:15-TrialPay

Alternatives to PayPal:15-TrialPay

TrialPay is a particularly unorthodox payment option. It pairs merchants with advertises to boost sales for both and offer consumers a chance to get products they're looking at for free.

Here's how it works: Merchants enlisted with TrialPay give away their products for free when a shopper completes an offer from one of TrialPay's client advertisers, who then pays the merchant a bounty that equals or exceeds the product price. The system works best for software and online services vendors that can offer instantaneous digital delivery.

TrialPay has worked with more than 2,500 merchants. You can see it in action at WinZip and Skype. Vendors can use TrialPay's shopping cart system or integrate it with any other existing shopping cart.

"Once you get the set-up done, it's all hands off," says Rick Trefzger, vice president of sales at Boynton Beach, Fla.-based iS3, which sells StopZilla anti-spyware software. "TrialPay's reporting is great -- you get a link that tracks each campaign and TrialPay will track it in real time."

www.TrialPay.com

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Alternatives to PayPal:14-Digital River

Alternatives to PayPal:14-Digital River

Digital River, based in Eden Prairie, Minn., has worked with 40,000 online stores to build e-commerce functionality, starting with basic shopping cart features. Understanding that each business has different needs, Digital River can implement new features as its clients grow, such as multi-currency support for overseas expansion or integrating "try before you buy" options. Best selling point: Digital River does not hold sellers' money and will take the hit if a product needs to be returned.

"Digital River understands that small business owners need that cash immediately," explains David Heath, CEO of Matrix Games, a computer game company that has worked with Digital River for three years.

Digital River has no up-front cost and won't charge until the first sale. Then, its fee is based on performance, beginning at 2.9% plus a $1.00 transaction fee.

www.digitalriver.com

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Alternatives to PayPal:13-Amazon Payments

Alternatives to PayPal:13-Amazon Payments

Amazon have a number of interesting products under their ‘Payments’ banner. They have a system  for sending money which is free to use for sending money between Amazon users, and they have a number of more ‘E-commerce’ related products. If you are looking to just send and receive money in the U.S. they have a pretty attractive offering.  If however, you are needing a transaction option, you are going to have to pay for the privilege.

All of Amazon Payments uses their databases stored internally to aid with the checkout process, essentially giving sellers less hassle with the checkout process, also giving access to Amazon’s patented ‘One Click order’ services. In a similar vein to PayPal, they also offer cut and paste HTML code for their Simple Pay product, which can get you up and running quite quickly if you only have a handful of digital products to sell. Processing is performed on Amazon servers, prior to the customer being returned to finish the checkout process, which isn’t that big a deal considering its an out of the box payment solution.

As for costings, this is worked out on a per transaction basis, with fees starting at 2.9% + $0.30 per transaction for volumes under $3000. See more details on the pricing for business accounts here.

At time of writing, Amazon Payments UK hadn’t been rolled out, and the service exists for the U.S. only.

https://payments.amazon.com/sdui/sdui/personal/money

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Alternatives to PayPal:12-OboPay

Alternatives to PayPal:12-OboPay

Obopay is one of the first mobile payment systems to make it to the web, enabling customers to transfer money to one another right from the mobile phone.  Technically this is achieved using a combination of the technologies offered on mobile devices – traditional SMS, WAP,  HTML / Web apps and bespoke iPhone applications – allowing them to cover all bases regardless of  the handset capabilities.

With more and more of the web moving mobile, its no surprise to see startups taking advantage of this, and wedging a foothold in this space. For example in May that announce that they were going to allow banks a branded payment solution to take advantage of the growing mobile trend – saving them the hassle of the implementation, and allowing OboPay to get on the pig’s back so to speak.

https://www.obopay.com/

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Alternatives to PayPal:11-Paymate

Alternatives to PayPal:11-Paymate

Availability: Australia, USA, New Zealand

Paymate provides secure, reliable and innovative Internet-based payment services to buyers in 57 countries around the world and sellers in Australia, New Zealand and the USA. You can use Paymate to receive online payments via credit card, and like PayPal – you don’t need to have a merchant facility with a bank.

Although this is a service which exists inside particular locales, it is still a worth competitor to PayPal, and has performed particularly well on Ebay Australia – where Ebay were forced to accept it as an alternative payment provider for fears of anti-trust litigation.

Details on the fees charged can be found here – with the fee for buyers in the UK at the time of writing being 3% + 0.25p  per transaction regardless of the size of transaction. However there does seem to be charges for chargebacks and a credit check charge for new customers opening an account.

http://www.paymate.com

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Alternatives to PayPal:10. iKobo

Alternatives to PayPal:10. iKobo

If you’re looking to send money either at home or abroad, or make recurring payments or mass payments, then Ikobo.com might be the alternative to PayPal for your personal or business money transferring needs. Check out the iKobo fees chart to determine how much your funding or money transfer requirements will cost as well as card limits. Their handy fee calculator can help you with getting a better idea of what your particular needs may cost.

http://www.ikobo.com/

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Alternatives to PayPal:9. AlertPay

Alternatives to PayPal:9. AlertPay

Whether you’re looking for a personal account, a business account, or just need a way to send money home, AlertPay.com may be a viable alternative to PayPal. Fees are dependant upon the plan you choose for your payment or processing needs or whether you’re just looking to withdraw or deposit money or convert currency.

https://www.alertpay.com/

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Alternatives to PayPal:8. CyberSource

Alternatives to PayPal:8. CyberSource

Accepting a wide selection of payment options, CyberSource.com offers the ability to Transact payments in over 190 countries and fund in 21 currencies’. Some of CyberSource’s payment services include credit card processing, automated payment reconciliation, recurring billing, and electronic check processing, among others.

http://www.cybersource.com/

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Alternatives to PayPal:7. ProPay

Alternatives to PayPal:7. ProPay

Whether you’re selling on eBay or operating your own internet business, ProPay could be the alternative to PayPal for which you’ve been searching. Their annual fees and transaction charges vary based upon a number of factors including the type of services you choose for you various business needs and payment method.

https://epay.propay.com/

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Alternatives to PayPal:6. MoneyBookers

Alternatives to PayPal:6. MoneyBookers

With no setup costs or monthly payments, MoneyBookers.com may be an attractive alternative to PayPal. With transaction fees ranging from 1.9%-2.9% based upon monthly sales, plus a $0.29 per transaction charge, MoneyBookers.com may be a cost-effective answer to your e-commerce needs.

http://www.moneybookers.com/

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Alternatives to PayPal:5. ClickBank

Alternatives to PayPal:5. ClickBank

Boasting a sale somewhere in the world every 3 seconds and serving more than 200 countries, ClickBank.com members pay a $49.95 product activation fee for order processing services, customer support, and fraud services. You can also take advantage of ClickBank’s affiliate marketers who can help promote your products or services for a commission.

http://www.clickbank.com/

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Alternatives to PayPal:4. CCNow

Alternatives to PayPal:4. CCNow

Providing credit card processing, shopping cart, secure checkout, and risk and fraud management as just a few of their services, and accepting a variety of payments methods, CCNow might be the right PayPal alternative for you. According to CCNow’s Client Rate Schedule, their retail margin is 4.99% of gross sales charge plus a $0.50 charge per transaction as well as a one-time new account setup fee of $9.95. A $9.95 monthly fee is waived if sales are $100.01 or more that month.

http://www.ccnow.com/

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Alternatives to PayPal:3. E-Junkie

Alternatives to PayPal:3. E-Junkie

E-Junkie offers  Buy Now Shopping Cart buttons, Shipping and Packaging calculator, and Discount codes among their many features. Pricing is based upon the number of products you have for sale and storage space and starts at just $5 a month. If you’re a non-profit organization, you may even qualify for a waived monthly fee!

http://www.e-junkie.com/

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Alternatives to PayPal: 2Checkout

Alternatives to PayPal: 2Checkout

Accepting customer orders through a wide variety of options including, Visa, MasterCard, American Express, Discover, PIN Debit, even PayPal, and a number of others, you might find 2Checkout.com a good alternative to PayPal. 2Checkout.com has a one time set up fee of $49 and then charges a 5.5% commission on each transaction and a $0.45 charge per sale.

http://www.2checkout.com/

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Alternatives to PayPal:1. Google Checkout

Alternatives to PayPal:1. Google Checkout

Well of course Google has joined the online payment game. Would you expect anything less from this titan of industry? Whether you’re a buyer, seller, or both, Google Checkout might be what you’ve been looking for. With rates ranging from 1.9% to 2.9% and $0.30 per transaction for sellers, this option could be worth checking into as a viable alternative to PayPal.

http://checkout.google.com/

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